The Kar Company | El Monte, CA

PRIVACY POLICY

FACTS

What does The Kar Company do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and transaction history
  • credit history and payment history

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Kar Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Kar Company share? Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes — to offer our products and services to you

For joint marketing with other financial companies

For our affiliates’ everyday business purposes — information about your transactions and experiences

For our affiliates’ everyday business purposes — information about your creditworthiness

For our affiliates to market to you —

For nonaffiliates to market to you —

Text Messaging

When you send us a lead and include a phone number we will send you an automated message explaining how you can opt-out from receiving messages from us. We will only text you to answer your questions and follow up with you. We do not share this consent with anyone else. We will send you a variable amount of messages to help answer any questions you may have. Message and data rates may apply, depending on your mobile phone service plan. At any time you can get more help by replying HELP to these texts, or you can opt out completely by replying STOP.

To limit our sharing

  • Call 626-228-3220
  • Visit us online: www.thekarcompany.com

Please note:
If you are a new customer, we can begin sharing your information immediately. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 626-228-3220 or visit us online www.thekarcompany.com

Who we are

Who is providing this notice?

Dealerfront on behalf of The Kar Company

What we do

How does The Kar Company protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The Kar Company collect my personal information?

We collect your personal information, for example, when you

  • open an account
  • apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.