Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income
• account balances and transaction history
• credit history and payment history

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Kar Company chooses to share; and whether you can limit this sharing.

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes — to offer our products and services to you

For joint marketing with other financial companies

For our affiliates’ everyday business purposes — information about your transactions and experiences

For our affiliates’ everyday business purposes — information about your creditworthiness

For our affiliates to market to you —

For nonaffiliates to market to you —

When you send us a lead and include a phone number we will send you an automated message explaining how you can opt-out from receiving messages from us. We will only text you to answer your questions and follow up with you. We do not share this consent with anyone else. We will send you a variable amount of messages to help answer any questions you may have. Message and data rates may apply, depending on your mobile phone service plan. At any time you can get more help by replying HELP to these texts, or you can opt out completely by replying STOP.

• Call 626-228-3220
• Visit us online: www.thekarcompany.com

Please note:
If you are a new customer, we can begin sharing your information immediately. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Call 626-228-3220 or visit us online www.thekarcompany.com

Dealerfront on behalf of The Kar Company

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you

• open an account
• apply for a loan

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

Your choices will apply to everyone on your account.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.